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Buyers need verified website accounts. Sellers of their own gold can request a callback without registering. All completed gold transactions must be recorded through the website and follow applicable GoldBod requirements.
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About HKKO GOLDWhat makes HKKO GOLD a convenient gold partner?
We combine an Accra shop, website quotations, product information and documented transaction workflows. Every completed transaction must be recorded through our website and comply with applicable requirements.
About HKKO GOLDCan I speak with your team before making a decision?
Yes. You can contact our team to discuss available services, product details, quotations and the appropriate next steps.
About HKKO GOLDCan I visit HKKO GOLD without an appointment?
Yes, walk-in enquiries are welcome at our Accra shop. For specialised services or larger transactions, contacting staff in advance is helpful.
Buying Gold and SilverHow do I purchase gold or silver from HKKO GOLD?
Browse the Shop, create or sign in to your buyer account, complete verification, select available stock and follow the approved checkout and payment process.
Buying Gold and SilverWhy is a verified account required for buyers?
An account supports identity checks, accurate order records, payment confirmation, receipts, security and transaction tracking.
Buying Gold and SilverCan I view products before registering?
Yes. You may explore public product information and indicative prices without an account. Registration is required to complete a purchase.
Buying Gold and SilverWhich gold and silver products can I buy?
Product categories may include bars, coins, minted products, collectibles and ornaments. Actual availability and specifications are shown in the Shop.
Buying Gold and SilverCan I reserve a specific product?
Reservation options depend on confirmed inventory and the applicable order terms. Contact our team for availability before relying on a reservation.
Selling Gold and SilverHow can I sell my gold without opening an account?
Use Get a Quote, choose Sell Now and submit a callback request. Staff will contact you to arrange an in-shop visit or courier intake.
Selling Gold and SilverCan I choose between shop delivery and courier?
Yes. Staff can help arrange an in-shop transaction or explain the courier intake process. Acceptance and payment follow receipt, testing and verification.
Selling Gold and SilverIs my online quote the final payment amount?
No. The quote is indicative. Final value depends on verified weight, purity, market terms and applicable regulatory requirements.
Selling Gold and SilverCan I sell gold already held in my account?
Yes, where an eligible holding and sale feature is available. Sign in, select the holding and follow the authenticated selling process.
Selling Gold and SilverDo I need identity verification if I sell as a guest?
Yes. Account registration is optional for physical sellers, but required KYC, ownership checks and transaction records still apply.
Selling Gold and SilverWhen will I be paid for my gold?
Payment follows acceptance, verification, agreed pricing and applicable approvals. Staff will confirm the method and timing for your transaction.
Accounts and SecurityHow do I open a buyer account?
Choose Sign Up on the website and complete the registration and identity-verification steps. A purchase cannot be completed until the required checks pass.
Accounts and SecurityCan I see my transaction history online?
Verified account holders can use the account area for supported order and holding records. Availability of individual features may vary during development.
Accounts and SecurityHow is my identity information protected?
We aim to limit access to authorised staff and use identity, access and transaction controls. Our published privacy policy explains handling and retention.
Live Prices and QuotationsHow are website gold and silver prices calculated?
Indicative quotes use current reference prices, the selected metal, purity, weight, currency and applicable commercial rules. A displayed estimate is not a guaranteed settlement price.
Live Prices and QuotationsCan I quote in grams or pawns?
The quote interface is designed to support grams and pawns, with conversions shown where applicable.
Live Prices and QuotationsCan I see prices in GHS and USD?
The quote experience is designed to display supported Ghana cedi and US dollar estimates. The actual settlement currency is confirmed for the transaction.
Live Prices and QuotationsWhy can the price change between quotation and sale?
Metal markets and exchange rates move. Final prices are governed by the accepted transaction terms and applicable GoldBod pricing requirements.
Assay and RefiningHow is gold purity checked?
Gold is weighed and assessed using appropriate testing methods. A regulated transaction may require additional official assay or verification.
Assay and RefiningCan I watch my gold being tested?
Ask staff about the testing and observation arrangements available for your transaction, subject to safety and security rules.
Assay and RefiningDoes HKKO GOLD offer refining services?
HKKO GOLD is developing documented refinery workflows for intake, assay, approval, refining and certification. Commercial availability and accepted materials must be confirmed with staff.
Assay and RefiningCan I obtain an assay or refining record?
Where applicable, approved records will identify the relevant lot, test result and authorised process. An internal test report is not automatically a regulatory certificate.
Gold SavingsWhat is Gold Savings?
Gold Savings is a planned account-based service intended to support purchases and tracking of physically backed gold holdings. Confirm current availability and terms before funding.
Gold SavingsWill my savings be linked to physical gold?
The intended product is physically backed, with holdings, custody and redemption rules defined in the governing terms. This must be verified before launch.
Gold SavingsCan I redeem or sell a gold holding?
The planned service includes eligible redemption or sale requests from the authenticated holdings account, subject to product terms and operational readiness.
Gold CapitalWhat is Gold Capital?
Gold Capital is HKKO GOLD's proposed capital participation product. It is separate from ordinary physical gold purchases and requires its own contractual and regulatory assessment.
Gold CapitalAre returns on Gold Capital guaranteed?
No guaranteed return should be assumed. Availability, risk, eligibility and any projected return must be established in approved product documents before participation.
Gold CapitalCan I join Gold Capital today?
Enrollment should not be accepted until the product is formally activated with the necessary approvals, agreements and risk disclosures.
Trading PlatformWhat is the difference between physical trading and position trading?
Physical trading concerns identifiable metal purchases and sales. Position trading concerns financial exposure and has different risks, terms and regulatory requirements.
Trading PlatformCan I practise trading before using real money?
A DEMO environment is planned for practice and education. DEMO balances are not real money or real gold holdings.
Trading PlatformIs live leveraged or position trading available?
LIVE position trading must remain unavailable until the required approvals, controls and operational checks are completed.
HKKO PayWhat is HKKO Pay?
HKKO Pay is a planned in-house account ledger with external licensed providers intended to handle eligible deposits and withdrawals.
HKKO PayCan I deposit or withdraw funds now?
Do not assume the wallet or payment rails are active. The website must clearly show availability and the approved provider before accepting funds.
HKKO PayWill withdrawals have fees or limits?
The proposed wallet rules include configurable transaction limits and a withdrawal fee. Confirm the published current terms before using the service.
Compliance and GoldBodDo HKKO GOLD transactions follow GoldBod rules?
Yes. All completed transactions must be recorded through the website and comply with the GoldBod framework applicable to their type, including required identity, sourcing, assay, pricing, receipt and export controls.
Compliance and GoldBodDoes a website receipt replace a required GoldBod receipt?
No. Website records complement, but do not replace, any mandatory regulatory receipt or documentation.
Compliance and GoldBodCan international buyers purchase without regulatory approval?
No. An international buyer must have a verified account and the transaction must use the legally authorised GoldBod-compliant route, including any required offtaker or export approvals.
Delivery and CollectionCan I collect purchased gold from your Accra shop?
Collection may be arranged for a verified, paid and approved order, subject to identification and secure release procedures.
Delivery and CollectionDo you ship gold internationally?
HKKO GOLD does not offer CIF shipping. Where an international transaction is legally authorised, the buyer arranges approved shipping; gold is not released before required payment and approvals.
Delivery and CollectionCan I send gold to HKKO GOLD by courier for sale?
Yes, through a staff-coordinated intake process. Do not dispatch items until staff has confirmed the accepted courier procedure and tracking requirements.
Products and CertificatesWill I know the weight and purity of the item I buy?
Product descriptions and final sale documents should state the applicable metal, weight, fineness and identifying details.
Products and CertificatesDo all products come with certificates?
Certification depends on the product and regulatory requirements. The Shop or quotation will specify any certificate or assay document supplied.
Buyback and ReturnsCan HKKO GOLD buy back gold I purchased?
A buyback may be available subject to inspection, ownership verification, current pricing and the applicable buyback terms.
Buyback and ReturnsCan I return an item if I change my mind?
Returns depend on the product, its condition, the written terms and applicable law. Contact support before arranging a return.
Gift Cards and PromotionsDoes HKKO GOLD offer gift cards?
Virtual gift cards are planned. Purchase and redemption will only be available after activation and publication of the applicable terms.
Gift Cards and PromotionsCan I use a discount voucher?
Voucher redemption will depend on a valid promotion, its eligibility rules, expiry and an active checkout feature.
Business and Institutional ServicesCan companies purchase gold from HKKO GOLD?
Yes, subject to business verification, availability, contractual terms and the relevant regulatory framework.
Business and Institutional ServicesCan I discuss a recurring supply agreement?
Yes. Institutional enquiries can be reviewed, but no supply quantity or delivery commitment is confirmed without verified capacity and necessary approvals.
Business and Institutional ServicesCan suppliers approach HKKO GOLD?
Yes. Potential suppliers may contact the team for onboarding requirements, lawful sourcing checks and accepted transaction arrangements.
Privacy and SupportHow can I report a suspicious payment request?
Contact HKKO GOLD through its verified website channels and do not send money to unverified personal accounts or intermediaries.
Privacy and SupportWhat if I disagree with my assay or valuation?
Ask staff for the relevant test record and review procedure. Any additional testing or dispute process will follow the agreed terms and applicable rules.
Privacy and SupportWhere can I find help with a service?
Use the website Help Center or contact staff. Product pages should distinguish currently active services from planned or restricted features.
Selling Gold and SilverDo I need to create an account to sell my gold or silver?
No. If you own physical gold or silver that you want to sell to HKKO GOLD, you can use Get a Quote as a guest and click Sell Now to request a staff call. You do not need to register. You will still need to complete applicable identification, source and ownership checks before the sale is accepted and paid.
Selling Gold and SilverWhat happens after I click Sell Now?
Sell Now opens a callback request rather than completing a sale. You select an in-shop transaction or courier delivery, provide appropriate contact details and our staff contact you to arrange the next steps. Your quotation remains indicative until your goods have been verified.
Selling Gold and SilverCan I send my gold or silver through a courier?
Yes, subject to staff-coordinated intake and agreed courier requirements. Please request a callback first so the receiving instructions, tracking and custody arrangements are confirmed. Do not send valuables to an unverified address. Final assessment and payment happen after secure receipt, identity and ownership checks, weighing, assay and acceptance.
Selling Gold and SilverWhen is my final selling price confirmed and when do I receive payment?
The online calculator gives an estimate. Staff confirm the final price after the actual material is received, weighed, tested and assessed under the applicable GoldBod and company procedures. Payment follows your acceptance, required internal approvals and compliance checks through an authorised payment route.
Selling Gold and SilverWhy is identification required if I do not need an account?
An account is not required to request a quote or staff call, but legal seller identification, ownership checks and source verification may be mandatory before HKKO GOLD can complete a gold purchase. Staff conduct these checks as part of the website-linked transaction record.
Selling Gold and SilverWhat if my gold is already held in my HKKO GOLD account?
You do not open another account or use the guest-courier route. Sign in to your existing account, select your eligible gold holding and initiate a sale through the holdings section. The website must verify available holdings, account ownership, the applicable price and required compliance approvals before settlement.
Legal Status and Regulatory ComplianceIs HKKO Gold legally registered to buy and sell gold in Ghana?
Yes. HKKO GOLD operates under HKKO Investment Limited, established in Ghana in 2016. Management confirms its relevant corporate, regulatory and compliance documentation is approved. All completed gold transactions are recorded through hkkogold.com and follow the applicable GoldBod framework. Buyers must have verified website accounts; sellers of their own physical gold can request a quote and staff callback without registering, while account-held gold is sold through the existing holding account.
Legal Status and Regulatory ComplianceWhat is the full legal name of the company that will sign the gold purchase agreement?
The seller is HKKO Investment Limited where it lawfully owns or is authorised to sell the gold. The purchase agreement identifies the full legal contracting entity and must be linked to the buyer's verified website order and relevant lot record. If a legally approved arrangement requires another contracting seller, that identity will be disclosed accurately.
Legal Status and Regulatory ComplianceIs HKKO Investment Limited licensed or otherwise authorised to sell gold to international buyers?
Management confirms that HKKO GOLD's general corporate and regulatory documentation is approved for its authorised activities. A transaction involving an overseas buyer must also comply with the particular licence scope and any required GoldBod-approved offtaker and export procedure. International buyers must have a verified hkkogold.com account before a purchase can proceed; website registration alone is not an export authorisation.
Legal Status and Regulatory ComplianceWhich Ghanaian regulatory authority supervises or authorises your gold trading activities?
The Ghana Gold Board (GoldBod) is the principal gold-trading licensing and regulatory authority under the Ghana Gold Board Act, 2025 (Act 1140). Other relevant authorities include Ghana Customs/GRA, the Bank of Ghana and financial-intelligence or other agencies according to the transaction.
Legal Status and Regulatory ComplianceDo you have a valid licence for the specific type of gold you are offering?
Management confirms that relevant operating documentation is approved. HKKO GOLD will match each transaction on its website to the applicable GoldBod licence category, validity and authorised activity before accepting a binding order. The specific certificate number and status can be supplied to a verified prospective counterparty for independent confirmation.
Legal Status and Regulatory ComplianceAre you selling gold directly as the owner, or are you acting as an agent or intermediary?
Our legal capacity is declared for each website transaction. If HKKO Investment Limited owns the gold, it acts as principal seller; if a lawfully authorised arrangement applies, the actual owner, seller and applicable authority must be disclosed before checkout or contract acceptance. No undisclosed intermediary may complete a transaction outside the website.
Legal Status and Regulatory ComplianceCan you provide copies of your company registration documents and applicable licences?
Yes. Corporate registration and relevant regulatory documentation can be supplied through the due-diligence process to verified buyers and their authorised advisers. Access to sensitive files requires an authenticated buyer account and appropriate confidentiality safeguards; private identity data is not displayed publicly.
Legal Status and Regulatory ComplianceDoes Ghanaian law permit your company to sell this particular gold to a foreign buyer?
Only where the specific sale is permitted by Ghanaian law and the applicable GoldBod framework. All proposed international purchases must originate in a verified customer account on hkkogold.com and then pass the required regulatory, buyer, product and export checks. Submission of an online order does not itself create an unconditional right to export.
Legal Status and Regulatory ComplianceWhat legal process must the buyer follow to purchase and export gold from Ghana?
First, the international buyer registers on hkkogold.com and completes identity or corporate verification, beneficial-ownership checks, source-of-funds review and banking verification. The order then proceeds only through the legally authorised GoldBod route, including any required offtaker onboarding, written approvals, regulated remittance, compliant sourcing, assay, local refining and export clearance. The website tracks the order and its documents, but cannot replace GoldBod's statutory approvals.
Legal Status and Regulatory ComplianceCan the buyer independently verify your company and licences with the relevant authorities?
Yes. Buyers can verify our corporate registration with Ghana's Office of the Registrar of Companies and applicable GoldBod licences through official records or directly with the regulator. Verification records may be attached to their authenticated website transaction; unverified copies or informal messages should not be treated as a substitute for official confirmation.
Source and Ownership of the GoldWhere does your gold originate — licensed small-scale mines, large-scale mines, or another lawful source?
Gold may originate from documented lawful sources, including customer-supplied jewellery or scrap and other sources permitted by the applicable GoldBod licence. A physical-gold seller can obtain a guest quote and use Sell Now to request a staff call for an in-shop transaction or courier delivery. Upon receipt, staff must capture identity, source, ownership and transaction records on the website. We do not invent mine-of-origin details for recycled gold.
Source and Ownership of the GoldCan you identify the mine, producer, supplier or authorised upstream seller?
For each gold lot, the available supplier, producer or authorised upstream seller information is linked to its website transaction record. Where recycled jewellery has no reliably identifiable mine of origin, the verified immediate supplier and documented acquisition history are disclosed rather than invented.
Source and Ownership of the GoldCan you prove that the gold was legally mined or acquired?
We require evidence of lawful acquisition and authority to sell, including identity information and any available provenance, purchase or permit records. A person selling physical gold can start with a guest quote and callback request without an account; mandatory identification and source checks are completed before HKKO accepts the goods or makes payment.
Source and Ownership of the GoldIs the gold free from ownership disputes, liens or third-party claims?
Only gold supported by lawful title or approved authority to sell may be offered. Our website order and lot record must identify the seller's legal capacity and any disclosed claims, liens or disputes. Material with unresolved title concerns cannot proceed to completion.
Source and Ownership of the GoldCan you provide a traceability record showing the gold's movement from its source to the point of sale?
Each completed transaction must have a unique website reference linking the available source information, verified seller, intake, weights, assay, custody, refining where applicable, and final sale. Guest sellers use a callback and staff-intake reference, while sellers of website-held gold use their authenticated holding record. Courier consignments also require tracking and documented chain of custody. We disclose any legitimate gaps in traceability.
Source and Ownership of the GoldCan you provide purchase receipts, supplier contracts and supporting records?
Yes, subject to transaction relevance, privacy and legitimate third-party confidentiality. Purchase receipts, supplier documentation, identity verification, applicable assay records and official GoldBod receipts will be linked to the website transaction. A guest seller is not required to register merely to submit a Sell Now callback request, but staff will document the completed sale and issue all receipts required by law.
Source and Ownership of the GoldHas the gold passed the required regulatory checks?
Every gold transaction must satisfy applicable GoldBod and other regulatory checks. For a seller using the shop or courier route, the initial guest quote and Sell Now callback are not regulatory clearance or an accepted sale. Goods must be received and verified, followed by required assay, pricing, source checks, acceptance, receipts and payment controls; the status of a particular lot is confirmed from its own records.
Source and Ownership of the GoldCan you demonstrate that the gold is not connected to illegal mining, smuggling or money laundering?
Every completed gold transaction is subject to risk-based seller identification, source and title checks, and appropriate AML/CFT screening. A guest seller does not need a website account, but must complete relevant verification through authorised staff before final acceptance or payment. Suspect or insufficiently documented material is held or refused as required under the applicable framework.
Source and Ownership of the GoldIs HKKO Gold the legal owner of the gold, or does it have authority to offer it through an approved arrangement?
The online offer will state whether HKKO Investment Limited is the lawful owner or acts under a documented, approved arrangement. Title and authority documents must be linked to the specific website lot before a binding sale is accepted.
Source and Ownership of the GoldCan an independent party verify the source and ownership before payment?
Yes. After appropriate verification, a buyer's authorised independent adviser may review available source and title evidence before payment through a controlled due-diligence process. The review is tied to the relevant website order, subject to privacy and security rules.
Purity, Assay and QualityIs the gold 18K, 22K, 23K, 24K or another purity?
We deal with different lawful grades of gold. Every product or lot offered in the website shop must identify the claimed grade and, before fulfilment, its verified karat or fineness. A product listing or indicative quotation is not a substitute for its actual assay record.
Purity, Assay and QualityIs it raw gold, gold doré, refined bullion, granules or jewellery?
The website will identify whether the offered material is jewellery, scrap, granules, refined bullion or another legally permitted form. Product descriptions must correspond to an identified lot and lawful permissions. Unrefined doré cannot be exported under the applicable GoldBod SFA/offtaker framework; required local refining must be completed before export.
Purity, Assay and QualityWhat is the verified purity in percentage or parts per thousand?
The actual percentage or parts-per-thousand fineness will come from the applicable documented assay and be linked to the lot's website record. Indicative purity shown during quotation is not final until the legally required testing has been completed.
Purity, Assay and QualityHas the gold been assayed by GoldBod or another authority accepted under the applicable regulations?
Internal testing is not presented as an official regulatory export assay. For gold doré purchased under the applicable GoldBod local-buying rules, the prescribed XRF assay determines final purity; the current GoldBod requirements and any official export assay must be satisfied and recorded against the website transaction.
Purity, Assay and QualityCan we appoint an independent assayer to verify the purity?
Yes, subject to applicable law and security requirements. Independent verification can be scheduled and its results attached to the website lot record. Such testing is supplementary and cannot replace any assay, tolerance or approval process mandated by GoldBod.
Purity, Assay and QualityWhere will the assay take place — at an approved facility in Ghana or at the destination refinery?
The legally required assay occurs through the applicable GoldBod or approved Ghanaian process; a destination-refinery test may be added by agreement if lawful. The assay location, issuer and results will be attached to the website order before the next permitted transaction stage.
Purity, Assay and QualityWhat happens if our independent assay produces a different result?
Any conflicting assay is logged against the website lot record and reviewed using the agreed sampling and dispute procedure. Mandatory GoldBod XRF and variance requirements take priority; the current regime announced for 1 October 2026 uses a permissible differential of ±0.1 percentage points between successive XRF reports for the same transaction, with further verification beyond that threshold.
Purity, Assay and QualityIs the stated weight gross weight or net gold weight?
Each website quotation and final invoice must separately state gross weight, relevant net weight, assessed fineness and payable fine-gold content. For example, a 100 g lot at 90% purity contains 90 g fine gold before any other permitted adjustments.
Purity, Assay and QualityWill impurities, moisture and other metals be deducted when calculating the payable amount?
Documented non-gold content is excluded when establishing payable fine-gold quantity. Any permitted deduction for moisture, refining or processing must be supported, stated in the website's final transaction breakdown, and consistent with applicable GoldBod pricing and assay rules.
Purity, Assay and QualityCan you provide an assay certificate linked to the actual lot or bars being offered?
Where certification is required, the website order will carry the actual certificate or approved assay report, matched to the identified gold lot or bars, weight, fineness, date and issuing authority. We do not issue a certificate for material not yet assayed by the required process.
Price and Commercial TermsHow do you calculate your selling price?
Our Get a Quote tool provides an indicative valuation based on metal, weight, purity, currency and current market inputs. For sellers, clicking Sell Now submits a request for a staff call to arrange shop inspection or courier intake; it does not fix a final purchase price. The final amount follows actual weighing and assay, the applicable GoldBod pricing rules, stated fees and the seller’s acceptance, with the transaction recorded on the website.
Price and Commercial TermsIs the price based on the international spot price, the applicable GoldBod pricing mechanism, or another agreed benchmark?
International references may inform indicative website prices, but any transaction subject to GoldBod's prescribed local price regime follows the official benchmark and rules. The website and final documents must identify the governing benchmark, rate, timestamp and permitted adjustments; customer-visible pricing need not reveal internal margins.
Price and Commercial TermsWhat premium or discount do you offer against the agreed benchmark?
There is no unconditional published premium or discount. The verified buyer sees the applicable product price and lawful disclosed charges through the website checkout. Any configured internal margin is subordinate to GoldBod's pricing restrictions and is not displayed as a separate public percentage.
Price and Commercial TermsIs the quoted price fixed, or can it change before delivery?
A website estimate is indicative until the buyer receives and accepts a firm approved quotation with a stated validity period. Any permitted revision due to market movement, assay or regulatory rules is recorded on the order, and a new buyer acceptance is required where material terms change.
Price and Commercial TermsWhich currency do you accept — US dollars, euros, Ghana cedis or another currency?
Website estimates may be displayed in GHS and USD. Actual settlement currency and payment channels must follow the authorised GoldBod and banking process for the transaction. Payment is initiated or instructed from the verified website order and subsequently reconciled there; HKKO GOLD does not ask buyers to send money to personal accounts.
Price and Commercial TermsAre assay, refining, insurance, storage, transport and export-related charges included?
Before order acceptance, the website's final quotation will itemise applicable assay, refining, storage, insurance, shipping, regulatory and tax charges and show which party bears them. Our policy does not offer CIF shipping; GoldBod may nevertheless place statutory logistics obligations on the authorised exporter or SFA.
Price and Commercial TermsAre there any commissions, intermediary fees or additional charges?
Any legitimate commission, introducing fee or third-party charge must be disclosed and linked to the website transaction and signed terms. No off-platform or undisclosed intermediary payment is authorised.
Price and Commercial TermsWhat is the minimum quantity you can supply — for example, 1 kg, 5 kg or 10 kg?
The minimum order quantity is set by the specific available stock, product and permitted legal route. The website may accept an enquiry for a wholesale amount but will not confirm inventory, quantity or price until staff verification and required approvals have been completed.
Price and Commercial TermsCan you supply gold regularly under a monthly or annual offtake agreement?
A recurring supply or offtake proposal must be submitted and tracked through a verified buyer account on our website. Supply commitments require genuine documented capacity, a lawful GoldBod route, approved counterparties where applicable, suitable banking and a signed agreement. No particular monthly quantity is guaranteed without these checks.
Price and Commercial TermsHow long is your quotation valid?
An indicative Get a Quote price is not a binding offer and may change. For buyers, a firm quotation will state its validity and be accepted through the verified buyer account. A guest seller can click Sell Now during the quote process to request a callback without opening an account; the final price will be confirmed only after the actual goods are received, examined and accepted under the applicable rules.
Payment Security and Fraud PreventionMust we pay in advance, make a deposit or pay only after verification?
Every customer buying gold from HKKO GOLD must use a verified website account and the prescribed payment workflow; gold is not released before the required payment and approvals. Customers selling their own physical gold to HKKO GOLD do not open an account: they request a callback after Get a Quote and arrange a shop visit or courier intake. HKKO pays only after seller verification, receipt and assay, acceptance and applicable GoldBod checks. Existing account holders selling their gold holdings use their own authenticated holdings workflow.
Payment Security and Fraud PreventionCan payment be made through a regulated bank?
Yes. Payments use traceable, regulated banking or another legally approved settlement arrangement. The authorised payment instructions are presented or securely confirmed against the website order, and the banking confirmation must be reconciled to that order before fulfilment. The website does not bypass a GoldBod-prescribed settlement route.
Payment Security and Fraud PreventionWill the beneficiary bank account be in the legal name of the contracting entity?
The verified beneficiary must be the lawful contracting entity or the beneficiary mandated under the approved regulatory settlement process. Buyers must verify account instructions from their authenticated order and independently with the bank when appropriate; we do not authorise personal or unconnected accounts communicated through WhatsApp, email or social media.
Payment Security and Fraud PreventionCan we use escrow or another mutually agreed payment-protection mechanism, if legally and operationally available?
Escrow is considered only if lawful, supported by a legitimate regulated provider and compatible with the applicable GoldBod remittance and settlement requirements. Any approved escrow arrangement must be documented against the website order; private side agreements cannot replace a mandatory payment route.
Payment Security and Fraud PreventionWhat prevents HKKO Gold from receiving payment without delivering the agreed gold?
The website transaction must carry a unique order identifier, verified buyer and seller, compliant product or lot, documented terms, bank-reconciled payment, approval history and traceable handover evidence. The contract provides remedies for non-performance. GoldBod's regulatory role does not guarantee either party's commercial performance.
Payment Security and Fraud PreventionWhat evidence will we receive once payment has been made?
After funds are verified through the prescribed channel, the buyer's website order will be updated with a payment acknowledgement and relevant invoice or receipt. Required official GoldBod receipts and assay/export records are linked when actually issued. A payment confirmation is not proof that goods have already shipped.
Payment Security and Fraud PreventionWhat happens if the gold is delayed, rejected or fails the agreed specifications?
For a buyer’s order, delays, rejected gold or quality differences are governed by the agreed contract and applicable regulatory procedures. Separately, a guest seller sending gold by courier will be told the intake, evidence, security and return arrangements; a preliminary quote is not a promise to buy, and any rejected or disputed item will be handled under the recorded agreement.
Payment Security and Fraud PreventionCan payment be tied to verified assay, regulatory approval and delivery milestones?
Yes, payment and performance milestones can be shown in the authenticated order and tied to verified assay, approval and handover. Their sequence must follow GoldBod's mandatory rules; a buyer-selected milestone schedule cannot override prescribed funding-before-purchase or export processes.
Payment Security and Fraud PreventionWill HKKO Gold provide a signed purchase agreement, commercial invoice and official receipt?
Yes. Formal sales from HKKO GOLD to customers are documented by the website order, signed agreement, invoice and payment acknowledgement; applicable official GoldBod receipts must also be issued. For customers selling physical gold to HKKO, a guest Sell Now request leads to a staff-managed website intake and the required legal receipts after verification. Guest seller account registration is not required.
Payment Security and Fraud PreventionWhat dispute-resolution procedure applies if the parties disagree?
Disputes are opened and recorded against the customer's website order and handled under the signed agreement, normally starting with formal notice and negotiation and proceeding to the specified court or arbitration process if needed. Website support does not exclude either party's legal remedies.
Export, Shipping and DeliveryWho is legally responsible for exporting the gold from Ghana?
The exporter of record must be legally authorised under the approved GoldBod transaction framework. The website order must identify the lawful exporting party and record required authorisations; a buyer's choice of courier does not give anyone permission to export gold independently.
Export, Shipping and DeliveryWill HKKO Gold export the gold itself, or will GoldBod or another authorised party handle the export?
Gold may be exported only under the legally applicable GoldBod-approved route by the authorised exporter. The exact roles of HKKO GOLD, any approved SFA/offtaker and the relevant authorities will be attached to the website transaction. Website checkout alone is not an export licence.
Export, Shipping and DeliveryWhat export approvals, declarations and certificates will be issued?
The authenticated order will list the required GoldBod approvals, assay certificates, refining records, commercial invoice, customs documents and lawful shipping paperwork. Each document must be genuine and uploaded or referenced only when actually issued.
Export, Shipping and DeliveryWho arranges the shipment and insures it?
For an international purchase, the legally authorised exporter and buyer will agree any lawful buyer-arranged shipment and insurance; HKKO GOLD does not offer CIF delivery or shipment before required payment. This is separate from a domestic customer sending gold to HKKO GOLD for sale: that seller may use the guest Sell Now callback pathway to coordinate courier intake, with documented tracking and custody arrangements.
Export, Shipping and DeliveryWhich airport, refinery, vault or delivery location will be used?
A proposed inspection or collection location may be requested through the website. The final approved refinery, vault, export point, carrier and handover address are specified on the order and associated contract; an office visit is not an off-platform sale.
Export, Shipping and DeliveryWho is responsible for customs clearance in the destination country?
The international buyer generally handles destination-country import permits, customs, duties and related compliance through lawful agents, unless otherwise agreed. The website order will specify these obligations, and Ghanaian export approvals remain separately mandatory.
Export, Shipping and DeliveryWhat delivery terms will apply — for example, who bears the cost and risk at each stage?
The website purchase agreement specifies carriage and insurance costs, authorised handover, customs responsibilities and the points where risk and title transfer. Buyer-arranged shipping is not an exception to GoldBod export rules; no CIF terms are offered as HKKO GOLD's standard service.
Export, Shipping and DeliveryWhat is the expected delivery schedule after the necessary approvals?
The website order will show the transaction's milestones after authenticated buyer onboarding, stock and payment checks, applicable assay and Ghana refining, GoldBod clearance and approved carrier availability. Any delivery date is an agreed conditional estimate, not an unconditional shipping promise.
Export, Shipping and DeliveryWhat happens if export approval is delayed or refused?
Where export approval is delayed or refused, the website order must be put on hold and no shipment released. The signed terms determine notices, cancellation, any lawful refund and cost allocation; all changes and payments are documented through the original order.
Export, Shipping and DeliveryCan the buyer verify the shipment and its documents directly with the issuing authorities?
Yes, buyers can independently verify genuine shipment and regulatory documents with the issuing authorities where verification is available. The website order provides the document references, while independent confirmation should use official issuer contact details.
International Compliance and Responsible SourcingCan HKKO Gold provide the documents our bank needs to approve the transaction?
Yes. Following account registration and verification, the buyer or its bank can request corporate, licensing and appropriate transaction documents through a secure process associated with the website order. Document provision does not guarantee a bank's approval.
International Compliance and Responsible SourcingWhat customer identification and company verification documents will you require from us?
A customer buying gold from HKKO GOLD must create an account and complete applicable personal or corporate KYC/KYB before the transaction can be accepted. Customers selling their own physical gold do not need an account: after Get a Quote and Sell Now, staff call to arrange an in-shop or courier transaction and collect the identity, title and source information required for lawful acceptance and payout. Customers selling gold already held in an HKKO website account use that existing authenticated account.
International Compliance and Responsible SourcingCan you establish the beneficial owners of the companies involved?
For corporate buyers, beneficial owners and authorised representatives must be identified and verified within the website compliance workflow before an order is approved. HKKO Investment Limited's own verified ownership records are provided securely to eligible counterparties, without public disclosure of private IDs.
International Compliance and Responsible SourcingCan you provide evidence of compliance with applicable anti-money-laundering requirements?
Yes. Management confirms that relevant corporate and compliance documentation is approved. Every gold transaction nonetheless requires website-recorded KYC/KYB, risk screening, document retention and other applicable AML/CFT controls; a past approval is not a waiver for a new buyer, seller or lot.
International Compliance and Responsible SourcingCan the gold's origin be checked against responsible-sourcing and sanctions requirements applicable to our business?
The website transaction record must link available source-of-gold evidence, supplier due diligence and risk-based sanctions/responsible-sourcing reviews. Where evidence is inadequate, the transaction must be escalated or stopped; unsupported claims of mine-to-market traceability are not made.
International Compliance and Responsible SourcingWill you cooperate with enhanced due diligence if our bank, refinery or regulator requests it?
Yes. Additional compliance requests by competent regulators, regulated banks and approved refineries may be handled through controlled access to records linked to the website order, subject to law, confidentiality and security.
International Compliance and Responsible SourcingCan we audit the transaction documents through our appointed legal or compliance representatives?
Yes. Authorised legal or compliance representatives may review relevant website-linked records through a controlled process. Unrelated commercial records and protected personal information are not disclosed without a lawful basis.
International Compliance and Responsible SourcingAre there any politically exposed persons, intermediaries or commissions involved in the transaction that must be disclosed?
Politically exposed persons, intermediaries, fees and conflicts are assessed during buyer/supplier verification and recorded where applicable in the website due-diligence file. Required disclosures and approvals must be completed before the transaction proceeds.
International Compliance and Responsible SourcingCan you demonstrate that the proposed transaction complies with both Ghanaian law and the laws of our destination country?
The order cannot proceed if Ghanaian GoldBod, AML, banking, assay or export obligations are unmet. Buyers remain responsible for their own jurisdiction's import, sanctions, foreign-exchange and tax rules, with legal review where appropriate. Website approval is not a substitute for the competent authorities' decisions.
International Compliance and Responsible SourcingCan the buyer's bank independently confirm the acceptability of the transaction and the payment route?
Yes. The buyer's bank can review the order-linked contract, verified beneficiary, GoldBod trading conditions and legitimate source-of-funds documents before approving the payment. Any bank remittance is matched to the website order using its unique reference; HKKO GOLD does not accept off-platform payment instructions.
Contract and Legal ProtectionWhich company will be named as the seller in the contract?
HKKO Investment Limited is the seller where it lawfully owns the gold or has documented selling authority. The actual legal seller and exporter (if different) will appear on the signed agreement and associated authenticated website order; no sale is concluded outside that workflow.
Contract and Legal ProtectionWho has the legal authority to sign on behalf of HKKO Gold?
Contracts are signed only by a verified authorised company representative under the applicable corporate mandate. The signed agreement and signatory-authority record must be attached to the relevant website order. Website access alone does not confer authority to sign.
Contract and Legal ProtectionDoes the contract identify the precise gold lot, quantity, purity and price formula?
Yes. Every website order and associated contract must identify the lot/bar reference, product form, quantity, purity, assay method, price benchmark, currency, permitted fees, payment terms and delivery conditions. The order reference links these records for audit and customer access.
Contract and Legal ProtectionAt what point does legal title to the gold pass to the buyer?
Legal title passes only under the signed agreement and applicable law, following the required payment confirmation and regulatory conditions. The website records the title-transfer event; an unpaid quote or cart reservation does not transfer ownership.
Contract and Legal ProtectionAt what point does the risk of loss or damage pass to each party?
Risk transfer is defined in the written agreement and recorded at the actual authorised handover or other agreed event. The website tracks custody, insurance and acceptance records; delivery to a courier without required approvals is not treated as lawful completion.
Contract and Legal ProtectionWhat guarantees, if any, does the seller provide regarding title, authenticity and conformity with specifications?
The signed contract contains properly qualified title, authenticity and conformity warranties tied to the specific website lot and assay records. Warranties are not a substitute for buyer checks or official regulatory documents.
Contract and Legal ProtectionWhat remedies apply if the gold is not delivered or does not meet the agreed quality?
Disputes about delivery or quality are linked to the website order and handled under the contract's retesting, price adjustment, replacement where lawful, termination, refund and damages provisions. The complaint and resolution trail is retained for audit.
Contract and Legal ProtectionWhich country's law governs the agreement?
The governing law is identified in the signed agreement and stored with the website transaction. Mandatory Ghanaian GoldBod, banking and customs rules still apply to regulated activities in Ghana regardless of any foreign-law clause.
Contract and Legal ProtectionWill disputes be handled by the Ghanaian courts or by an agreed arbitration process?
The signed order-linked contract will state whether disputes go to Ghanaian courts or agreed arbitration, with the forum, seat and procedures specified. A support ticket or internal review does not remove a party's contractual legal rights.
Contract and Legal ProtectionCan both parties have their lawyers review the agreement before signing?
Yes. Both parties may have independent counsel review the terms and relevant approvals before signing. Counsel may receive controlled access to appropriate order-linked documentation; no buyer is obliged to accept an informal off-platform contract.
About HKKO GOLDHow long has HKKO Gold been operating in Ghana?
HKKO Investment Limited was established in Ghana in 2016. HKKO GOLD is the group's precious-metals operating brand. We do not describe the company as having operated a gold export programme continuously since 2016 unless the relevant operating history supports that statement.
About HKKO GOLDCan we visit your office in Accra and meet your management team?
Yes. Buyers may arrange visits to our Accra premises for management discussions and lawful inspections; completing a gold purchase still requires a verified website buyer account. Sellers of their own physical gold may instead use Get a Quote and Sell Now to request a staff callback for an in-shop sale or courier submission without registering.
About HKKO GOLDCan we verify HKKO Investment Limited's company registration independently?
Yes. Buyers can independently obtain an entity information search from Ghana's Office of the Registrar of Companies and compare it with the approved incorporation documents and current company particulars that we provide.
About HKKO GOLDCan you provide verifiable references from previous buyers or business partners?
We may provide genuine references where the relevant person has consented, through a controlled due-diligence process linked to the buyer's website enquiry. We do not fabricate trading references or disclose personal contact details without permission.
About HKKO GOLDCan we see the actual gold before entering into a purchase commitment?
Yes, where a lawful identified lot is available for an authorised inspection. The visit may be arranged from the buyer's website enquiry, but a physical inspection cannot bypass account creation, approved online order processing, assay, payment or GoldBod controls.
About HKKO GOLDCan we verify the gold through an approved assay process before releasing payment?
Yes, the buyer may request an authorised independent assay where it fits the prescribed GoldBod process. Results, lot identifiers and any agreed reconciliation are stored against the website order; payment milestones must still follow mandatory legal settlement rules.
About HKKO GOLDDo you have an established relationship with GoldBod or an approved offtaker arrangement?
Management confirms that relevant regulatory documents are approved. A gold-trading licence is not the same as GoldBod approval of a specific international offtaker or export transaction. The buyer's website order will identify the applicable written authorisations where required; no GoldBod endorsement or guarantee is implied.
About HKKO GOLDCan you provide documentary evidence of the specific authority under which HKKO Gold is participating in this transaction?
Yes. Through secure due diligence tied to the authenticated order, we will provide the relevant actual licence, lawful selling mandate and any required GoldBod offtaker or transaction approval identifying each party's role. We do not substitute a general company certificate for specific trading authority.
About HKKO GOLDWill you allow our legal representatives to review your documents before we travel to Ghana?
Yes. Eligible buyers may request secure document review for their appointed legal advisers before travelling to Ghana. Any later purchase nevertheless requires buyer-account verification and completion of the website-led compliance and checkout sequence.
About HKKO GOLDWhy should we buy through HKKO Gold rather than transact directly with an authorised supplier or GoldBod?
HKKO GOLD combines local testing and valuation experience, documented pricing, the convenience of online buyer accounts and a guest-friendly physical-gold selling route. Buyers complete purchases through verified accounts, while sellers can use Get a Quote → Sell Now → staff callback to arrange a shop transaction or courier intake without creating an account. Customers with gold holdings on our website sell through their existing holdings account. Every completed gold transaction remains subject to the applicable GoldBod framework, and buyers should independently assess the lawful commercial options.
Service availability: Information about planned or restricted products is provided for education and does not confirm their activation. Online quotations are indicative until the applicable verification and approval steps are completed.