Terms and Conditions of Use
1. Conditions of Use
This website is operated by HKKO GOLD [Street Address, Accra, Ghana], a company incorporated under the laws of Ghana (hereinafter referred to as "we," "us" or "it"). Under the domain name hkkogold.com. For purposes of this agreement, "you" means the user or viewer. Website and applications and digital platforms owned and operated by HKKO GOLD.
Your use of the Website is governed by these terms and conditions ("Terms") and our Privacy Policy.
2. Age Restriction
The Websites are not directed at, nor intended for use by individuals under 18 years of age and knowingly collect data directly from individuals under 18 years of age.
3. Representation
By accessing and using the Websites, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
The Websites are provided to us "as is" and "as available" basis. HKKO GOLD does not guarantee that the Website will:
- Be fit for a particular purpose or of satisfactory quality;
- Be secure, reliable or timely;
- Be accurate, correct, or complete; or
- Operate without interruptions or error, or technical problems.
4. Changes to Terms
You acknowledge and agree that HKKO GOLD reserves the right to amend these Terms at any time by publishing updated Terms on the Website. The continued use of the Website after amendment constitutes agreement to the updated Terms.
HKKO GOLD disclaims liability for third-party applications or services used to access the Website. You use the Website at your own risk. HKKO GOLD is not responsible for any harm or loss you experience when using them. We do not provide financial, legal, investment, or taxation advice. Users are encouraged to seek professional advice.
5. Account Information
By creating an account on the Website, you agree to:
- Provide accurate and up-to-date information about yourself during registration;
- Maintain and promptly update your account details to ensure accuracy, correct, and complete;
NOTE:
- Failure to comply may result in account suspension or termination;
- You are solely responsible for maintaining the confidentiality of your account credentials and must immediately report any unauthorized access.
6. Acceptable Use
The Websites are intended for lawful, personal use only. You agree not to engage in any activity that:
- Infringes upon the rights of other users;
- Violates any applicable domestic or international laws;
- Updates or distributes harmful, obscene, or defamatory content.
Unauthorized use, reproduction, or distribution of any content on the Website is strictly prohibited. If found, you will be liable to severe consequences.
7. Intellectual Property
All intellectual property rights associated with the Website, including but not limited to trademarks, graphics, and designs, are owned or licensed by HKKO GOLD. Unauthorized use of such materials is prohibited.
Trademarks and designs are protected under Ghana's Copyright Act, 2005 (Act 690) and Trademarks Act, 2004 (Act 664). Any infringement, unauthorized reproduction, or sale of such designs is prohibited under Ghanaian law.
8. Termination of Use
HKKO GOLD reserves the right to terminate, suspend, or restrict your access to the Website at its sole discretion. We are not liable for any damages arising from termination or suspension of your account.
9. Links to Other Websites
The Websites may include links to third-party websites for convenience. HKKO GOLD does not endorse or take responsibility for the content or services provided by third-party websites.
10. Materials Submitted by Users
By submitting any materials to the Website (e.g., feedback, reviews, articles, or suggestions), you grant HKKO GOLD a non-exclusive, royalty-free, worldwide license to use, distribute, and modify such materials for operational and promotional purposes.
Personal information submitted to the Website is governed by our Privacy Policy.
11. Limitations of Liability
HKKO GOLD is not liable for any direct, indirect, or consequential loss arising from the use of its Website, except as required by law. Damages and claims cannot be excluded or limited to the extent required by applicable law.
This includes:
- Unavailability goods or services;
- Repairing goods; or
- Reimbursing the cost of equivalent goods or services
Failure to enforce any provision of these Terms does not constitute a waiver of our rights.
12. Severability
If any provision of these Terms is deemed unlawful or unenforceable under Ghanaian law, it shall not affect the validity of the remaining provisions.
13. Governing Law
These Terms are governed by the laws of the Republic of Ghana. Disputes are subject to the jurisdiction of the courts of Ghana.
14. Inconsistency
In the event of any conflict or inconsistency between these Terms of Use and any other terms or conditions appearing elsewhere on the Website, these Terms of Use shall prevail and govern the relationship between The Perth Mint and the User.
15. Complaints
Complaints or feedback can be sent to info@hkkogold.com. We will acknowledge receipt and provide an appropriate response as needed.
16. Privacy
Personal data submitted through the Website is handled in accordance with our Privacy Policy and applicable Ghanaian data protection laws, including the Data Protection Act, 2012 (Act 843).
By using the Website, you agree you have read, understood the contents and consented to the terms outlined in the Privacy Policy.